Mortgage broker offering friendly, straightforward mortgage advice

KAG financial team

It’s like doing your mortgage with your friends.

If you’re looking for a mortgage adviser that wears a suit & tie and has a briefcase unfortunately that’s not us.

We like to deal with people as humans, not as a set of numbers and we’re proud to say that sets us apart from the rest. We understand that every client is different which means that we are here to find a different mortgage solution each time.

Whether your situation is straight forward or more complicated, we’re in your corner with you.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Working Around You

We do appointments how you need them, whether this be telephone, zoom or face to face – all at a time to suit you.

Certified Experts

All of our staff are trained and experienced when it comes to mortgage & protection advice. So you know you’ll be in safe hands.

Support Throughout

We’re not just here to find you the most suitable product for your circumstances, we’re here to help and support you throughout the mortgage application process.

We’ve also been featured in

KAG Financial

Client Referral Scheme

If we arrange a mortgage for a client you have referred to us we will give you the option of either a £50 shopping voucher of your choice or we will make a £50 donation to the RSPCA. All vouchers and donations will be made upon completion.

(Terms & Conditions Apply, Available on request)

 

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OUR SERVICES

Frequently Asked Questions

Do you charge a fee?

An initial consultation is completely free of charge . We usually charge a fee based on the complexity of your application and how much work is required and this is only payable when we have found a solution. This will be discussed with you at your initial appointment and will be between £599 – £1299.

What if I’ve been declined by my bank?

As we have access to a large amount of lenders we can work with you to find a lender most suitable for your circumstances – this includes high street lenders and more specialist lenders. We thrive on helping people that have previously been declined and will always try our best to find a solution. This means just because you have been declined previously it doesn’t mean we can’t help.

What time do you offer appointments?

We are completely flexible and will always try our best to work around you. We offer evening appointments as we understand the 9-5 doesn’t work for everyone.

How can I make a complaint?

Please see how you can do so here

What our customers say

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Aspen Feathers profile picture
Aspen Feathers
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I’ve been dealing with Scott for a remortgage on my house and it’s been great, I can get in touch with him when ever I need any assistance on anything! Highly recommend
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Gagan Singh profile picture
Gagan Singh
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Scott Smitt in KAG finances is master in his job, whole process was swift, convienent and he is easily approachable. I Definitely recommend KAG financial.
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Sarah profile picture
Sarah
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When I first got in contact with KAG Financial, I was immediately set up a meeting with Scott and by the next day I received my DIP. After a few months of searching, I got back in contact with him as my offer had been accepted on a flat. Scott dealt with everything so quickly and efficiently; answered every email with such ease and was extremely friendly as well. During every phone call, he explained things so clearly to me and I can't thank him enough for how diligent he has been. Would highly recommend to anyone looking for an mortgage advisor!
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James Hanlon profile picture
James Hanlon
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Lauren's knowledge and experience as a broker really shines through. She was able to immediately understand our complex situation and identify a suitable solution quickly and efficiently. She made the whole process extremely easy. Thank you!
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Bogdan Petrescu profile picture
Bogdan Petrescu
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Laura has been absolutely a amazing. Brilliant service, very knowledgeable and always replies straight away on any queries. Can't recommend enough !
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Deborah Bennett profile picture
Deborah Bennett
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I reached out to KAG Financial Limited on TikTok at the beginning of October 2024. They listened to my needs and within 24 hours, I received my DIP. I had an offer accepted on a property the 19th of October, and in less than 24 hours, I received my mortgage offer. They have been in constant contact over the past 22 days, and I cannot praise Max and Becky enough. They have been amazing. Thank you to you and your team. Highly recommend!
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Sekeyna Abidi profile picture
Sekeyna Abidi
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Scott was our mortgage advisor and gave a 5 star service! He was friendly, efficient, and always available to answer any questions we had. His support made the application process smooth and stress-free, putting us completely at ease. I highly recommend Scott to anyone looking for mortgage advice!
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Patrycja Jakubowska profile picture
Patrycja Jakubowska
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Lauren, was fantastic and very helpful during the search for our forever home. She put lots of effort in providing us with answers to any questions we've had. Once we have found the house we've decided to buy, she made the whole process very smooth and stress free. Thank you
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emilyjrdn profile picture
emilyjrdn
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KAG have been absolutely incredible in helping us sort our remortgage. Kylie-Ann and Morgan have been amazing, helping us at every opportunity and answering any questions we’ve had or helping us to understand solicitor jargon. Nothing has been too big or too small for them, I would recommend KAG to anyone.
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Sophie Granger profile picture
Sophie Granger
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Scott has been a huge support in navigating my first purchase. He was always on hand to help with any questions or queries I had. The whole process was incredibly smooth and I have Scott and the team at KAG to thank for that!

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Get in touch to book an appointment

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority. Registered in England and Wales. KAG Financial Limited is an appointed representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited. Advance Mortgage Funding Limited is authorised and regulated by the Financial Conduct Authority.

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK

Registered office address - 3 Gowthorpe, Selby, North Yorkshire, England, YO8 4HE. Registration number - 11690322

Our fee is payable upon application. Our fee is no more than £650 or 1% of the loan (whichever is higher), up to a maximum of £1499. Our typical fee is £650

Please be aware that by clicking onto the above link you are leaving the KAG Financial Limited website. Please note that neither KAG Financial Limited nor PRIMIS are responsible for the accuracy of the information contained within the linked site accessible from this page