07860 106693 [email protected]

About Us

Learn a little more about the KAG Financial team.

Let me fill you in…

KAG Financial is owned by Kylie-Ann Gatecliffe who has been working in Financial Services since she was 17. With ten years’ worth of experience as a Mortgage & Protection Advisor Kylie-Ann started her own company in 2017.

We’re based in based in Selby, near York, but cover the whole of the UK

The aim of KAG Financial is to allow clients to have access to down to earth, straightforward advice. Buying a house can be a daunting experience, whether you are a first time buyer, home mover or investor.

We want to be the person on your side every step of the way. From house hunting to picking up keys, we aim to deliver the best service possible – only in a way that is completely honest and open.

We love to meet clients from all walks of life and we will always strive to get the best solution possible.

Kylie-Ann Gatecliffe KAG Financial

Meet Kylie-Ann Gatecliffe CeMAP

Director, Mortgage & Protection Advisor

Kylie-Ann has been advising since 2010 and loves getting clients into their new homes. She is passionate about helping people and loves solving problems.

When she’s not helping her clients she can normally be found walking with her husband and daughter. She has a love for the outdoors and is rarely found sitting still. Kylie-Ann is a huge animal lover and will normally introduce herself to your family pet before you. She has two dogs who are like her second and third children.

She also has a huge passion for interior design and can regularly be seen stalking home accounts for ideas on Instagram.

07860 106693

[email protected]

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Meet Max Chambers CeMAP

Mortgage & Protection Advisor

Max, whilst new to financial services, has had a successful career as Senior Management in the retail sector. After being made redundant in 2020 Max decided to change career paths and move into the mortgage and financial services industry, something he has been passionate above since buying his first home in 2014. He and Kylie-Ann both have the same vision of making buying your own home as stress free as possible.


When not working Max will be found spending time with his wife, three daughters and dogs, there is never a time to rest in his busy house. A passionate sports fan of football, golf, rugby league and American football, there’s always something for him to get excited about.


Max also has a strong interest in property design and development, regularly checking Rightmove looking for projects and ideas.

07850 504901

[email protected]

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Kylie-Ann Gatecliffe KAG Financial
Kylie-Ann Gatecliffe KAG Financial

Meet Lauren Banks CeMAP

Mortgage & Protection Advisor

Lauren has made the move to KAG Financial after a successful career at one of the largest UK’s banks for the last eight years.

Lauren is passionate about helping clients achieve their property dreams and her aim is to make the process as stress free as possible.

She is fantastic at building relationships and looks after her clients as if they are family.

When Lauren isn’t working she spends time with her daughter Jasmine and husband Matthew.


[email protected]

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Meet Scott Smith CeMAP

Mortgage & Protection Advisor

Scott, is new to financial services, he was previously a senior manager for a major worldwide organisation in Automotive Logistics.

After 25 years in this industry Scott decided to have a career change. With a passion for finance and property, coupled with an eagerness to help people, becoming a mortgage specialist was a dream move.

Scott spends his spare time with his family and transporting the children to various clubs each week! He is also a FA qualified coach and runs a local u11 team which keeps him busy with weekly training and games on Sundays.

He also enjoys keeping active at the gym and playing tennis when he can fit this in with his busy schedule.


[email protected]

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Kylie-Ann Gatecliffe KAG Financial
Kylie-Ann Gatecliffe KAG Financial

Meet Chris Gatecliffe

Protection Advisor

Chris has made the jump to KAG financial this year off the back of 8 years in management. He has built his career on seeing returning customers year after year due to the long term relationships he has developed.

He always wants to go above and beyond with the service he provides.

Chris is a passionate Leeds fan and follows them anytime he can. He also spends regular time with his family and dogs.


[email protected]

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Meet Morgan Halliday

Administrative Assistant

Morgan has had a long career in the financial services industry, working for another local firm before moving over to KAG Financial.

She has also previously worked for a legal firm, so her knowledge of the house buying process is fantastic.

Morgan helps us with progression of applications for clients – ensuring everything moves along smoothly. She also helps with submitting applications for clients and helps with keeping the office organised.

When Morgan isn’t working she can be found spending time with her son Niall and partner Rob.

01757 428440

[email protected]

Kylie-Ann Gatecliffe KAG Financial
Kylie-Ann Gatecliffe KAG Financial

Meet Laura Mills

Mortgage & Protection Adviser

Laura, has made the move over to KAG Financial. She has been advising on mortgages and protection for the past five years. Laura has a passion for helping people secure their first homes, forever homes and buy to let properties.

When not working Laura enjoys spending time with her partner and children and also enjoys holidays, weekend breaks and going to the gym.  

Laura has a passion for helping others.


[email protected]

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Meet Becky Williams

Administrative Assistant

Having previously worked locally as an estate agent for the last 10 years, her knowledge of the house buying process is fantastic. Becky has now made the move over to KAG financial and helps with submitting and the progression of applications for the clients.

When Becky isn’t working, she can be found spending time with her son and family, enjoying the outdoors or watching sport.

01757 428440

[email protected]

Kylie-Ann Gatecliffe KAG Financial
KAG Financial

Client Referral Scheme

If we arrange a mortgage for a client you have referred to us we will give you the option of either a £50 shopping voucher of your choice or we will make a £50 donation to the RSPCA. All vouchers and donations will be made upon completion.

(T&Cs apply)


By clicking on the image link below you are now departing from the regulatory site of KAG Financial Limited. Neither KAG Financial Limited or PRIMIS Mortgage Network is responsible for the accuracy of the information contained within the linked site

Friendly Advice

We don’t want anyone to feel pressured into taking our services, that’s why we give advice like we’re talking to our friends.

Professional People

We’ve all been trained the correct way and have all the certifictes in place to allow us to do what we do, you’re in safe hands.

Support When You Need Us

We’re always at the end of the phone, whether it be to help with your paperwork or speak to your lender, we’re here.

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KAG Financial Ltd is an Appointed Representative of Primis Mortgage Network, a trading name of Advance Mortgage Funding Limited (FRN 305008) which is authorised and regulated by the Financial Conduct Authority.

Registered Office: KAG Financial, 3 Gowthorpe, Selby, YO8 4HE. Registered in England and Wales. Company number: 11690322.


The Financial Conduct Authority does not regulate all Buy to Let mortgages

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.