07860 106693 [email protected]

Comprehensive Mortgage Advice

We’re here to find a solution when it comes to your mortgage.

First Time Buyers

We understand that applying for your first mortgage can be a daunting thought to some, but don’t worry we’re here to help and guide you through the process, from start to finish.

Home Movers

If it’s time to look for your next home we are here to help. We can guide you on the process and what options are available to you.

Equity Release

If you are an older borrower looking at raising funds from your home for home improvements, or to cover other costs, we can give advice to cover all of your options.

Remortgage

If your existing deal is coming to an end, or you want to look at borrowing more – we can help you find the best mortgage for your needs.

Buy To Let Mortgages

We love to help investors, whether this be your first investment property or your 100th we can assist you in making it as cost effective as possible.

An equity release product will reduce the value of your estate, will not be suitable for everyone and may affect your entitlement to state benefits. To understand the features and risks please ask for a personalised illustration. Our fee is between £599-£999.

We’re here for you and your family

There’s nothing more important to us to ensure that you and your family have your dream home. Our advice is tailored to your specific circumstances.

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Client Referral Scheme

If we arrange a mortgage for a client you have referred to us we will give you the option of either a £50 shopping voucher of your choice or we will make a £50 donation to the RSPCA. All vouchers and donations will be made upon completion.

(T&Cs apply)

 

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You may have to pay an early repayment charge to your existing lender if you re-mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Most buy to let mortgages are not regulated by the Financial Services Authority, something our advisors will explain to you. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

All lenders on our equity release panel are members of the Equity Release Council. The Equity Release Council is the industry body for the equity release sector and was born from an expansion of the remit of SHIP (formerly Safe Home Equity Plans).

A major focus of the Equity Release Council’s work is to ensure that products are safe and accessible for consumers. Each member of the Council that provides equity release products is signed up to the Equity Release Council’s Code of Conduct which puts in place a number of safeguards and guarantees for consumers.

This means that people who use equity release products offered by Equity Release Council members can have confidence in the products they use and the information they receive. On top of this all members also abide by the overarching principles of the Council.

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KAG Financial Ltd is an Appointed Representative of Primis Mortgage Network, a trading name of Advance Mortgage Funding Limited (FRN 305008) which is authorised and regulated by the Financial Conduct Authority.

Registered Office: KAG Financial, 3 Gowthorpe, Selby, YO8 4HE. Registered in England and Wales. Company number: 11690322.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The Financial Conduct Authority does not regulate all Buy to Let mortgages

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.